Over the past few weeks, we’ve seen a noticeable uptick in buyer inquiries—especially from renters who’ve crunched the numbers using the New York Times Rent vs. Buy Calculator.
What’s behind this shift?
The short answer: rent inflation, stable sale prices, and better math. The calculator makes something clear: in today’s market, buying often isn’t just a lifestyle decision—it’s a financial one. And for many, the numbers finally make sense.
But here's the problem: even when the calculator says “buy,” the real question becomes how?
That’s where Decode Real Estate comes in.
What the Calculator Doesn’t Factor In—But We Do:
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Building Nuances: Co-op board rules, underlying mortgages, sublet restrictions.
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Tax Consequences: From first-time buyer benefits to NYC-specific closing costs.
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Long-Term Strategy: How to turn a one-bedroom purchase into a two-bed investment (we’ve done it).
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Negotiation Leverage: When days on market give you an edge—if you know how to use it.
So yes, the numbers matter. But so does the strategy behind them. Decode helps with clarity, confidence, and a long-term plan.
Ready to decode whether it’s time to buy? Reach out—we’ll run the numbers, review the process, and help you think several steps ahead.
